Senator Ben Brooks is correct in saying that there will be lots of attention paid to homeowners insurance reform in the next few months. Sen. Brooks believes a Special Session of the Legislature focused only on insurance reform should be called in the fall. The Mobile Senator says Gov. Robert Bentley, and now, many Legislators, support focusing on bills that will help lower insurance costs in the state. This is especially true after the tornadoes devastated areas of central and northern Alabama in April. We have seen in the past what hurricanes have done to coastal counties.
There were some bills passed in the Regular Session that will help. One that passed was a measure to establish a grant program to allow homeowners to retro-fit their homes to higher standards to better withstand severe weather. Another bill allows homeowners to take a tax deduction for money spent to upgrade their homes to the standards set forth by the Insurance Institute for Business and Home Safety. Those upgrades include roof and foundation support, along with impact resistant windows and storm resistant shutters, among many other upgrades. If our Alabama readers agree with Sen. Brooks that we need insurance reform, let your Senators and House members know.
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