This scam is not only in the states mentioned. My husband and I recieved a call from these people today (6/3/10) Luckily we were smart enought not to fall victum to their tactics. I went on line and researched the company and found several others in the same situation. I want to know if there is any place to report them and make them stop. ~D’Anna Tehchapi California

Dear Ms. Tehchapi,

Thank you for your comment on our website re: pay day loan scams.
I asked our attorneys who deal with these types of cases if they knew of anywhere to report these cases in particular.
Unfortunately, we do not know of any one entity that is gathering them.
The best suggestion we have is for you to contact the Better Business Bureau in your state and report the phone call to them.
Thanks for your awareness and willingness to do something about this situation.

Regards,
Melissa Fridlin for Beasley Allen Law Firm

This happened to me yesterday (7-12-10)! Out of the blue I received a call from a law firm representing “InstaCash”. They were horrible. I never even had a payday loan (although I did go to one of the websites), which is why I knew there was something wrong. I called the website I had been to and explained what happened, and I was told that it was a scam. I can see why people would pay though. They are very aggressive, and most times you just want to resolve the situation before it cost even more money.

I also received a voice mail today from “Jeffrey Stewart”, which is a fictitious name since his accent was so strong I could hardly understand the message stating that he represented a legal firm and a law suit was pending against me, and my immediate attention was required regarding this matter. I would have been extremely alarmed, however, this was the THIRD time a foreign man with an American name stating I defaulted on a payday loan called me to extort money. Unfortunately, I paid $500 twice within 5 months of eachother, knowing full well I did not owe this money…..but……they said they were going to send someone to my office and have me arrested, my credit would be ruined and they had the names of family members, my social security #, address, phone #’s etc. Now I’m extremely ANGRY!!!! How do we shut down these guys????I did not respond to my voice message, but again they did call work and the unit secretary took a message for me…..but she knew it was the same deal all over again when she gave me the message. I can not pay again…….so do I tell them to come get me….cause you guys are scam artists….and I’m not paying…..or do I risk continuing harrassment at work which may affect my job After the last contact with them in Feb. 2010, I laughed and said not you again…..this is a joke, right?!…The guy came unglued and said “don’t you laugh at me……you are in big trouble….in fact I’m not even going to mess with you, I’m just going to have you arrested at work”…..I swear…that’s a direct quote. He hung up and called back an hour later asking if I was ready to discuss this matter now. I filed a police report after the last time in Feb, called the FBI as was recommended in a related article on line, and they told me these guys operate out of Nigeria, change #’s and names and they’re not coming to get you….so just hang up. What if that doesn’t work….and they keep calling my office. These guys are terrorists…very good scare tactics.

I to have been victim of these scams. I have been called at work sometimes 2 three times a week. They call and tell me that that they will have me sent to jail for check fraud and will call my employer and get me fired. plus other things. THey told me I need to show up to court with my lawyer by the next day in some other state and if I don’t show good luck to me and I will be going against the law. Of course like most people I was scarred and made payment arrangments with these fools. I would call them days later to discuss the payments and the phone number were disconnected and eventually they would call back asking for more money with giving a different phone number. Eventually after recieving these phone calls two three times a week at work with a different suppossed lawyers office and a different guy or woman with a different accent but always tradional american names I decided to just ignore the calls. My sister also starting to get these calls as well. Please don’t be fooled. They will say in the message to you. “this message if for your name, they will give their supossed name and they will tell you to not to ignore the message because their is a case being downloaded against you and not to ignore the message and if you do good luck to you”. We need to find a way to stop these people because for me this has been costly and got myself really sick over this. IF anyone knows how to stop this please post.

ooo They will also tell you they sent 30 emails to you and they have delivery verifications. I told them I check my email and spam folder everyday and never got anything. They will also have all kinds of information about you social, job inforamation and friends names. It is really scary.

Ok I was stupid enough to pay them too and than found out that they are fake. Got my credit card statement and took the number and went to http://WWW.whocallsme.com and found info on the number and sent it to the fraud department of my card and was refunded my money. Also the only way they are legitimately is if they have ur full name and social

Thanks for sharing your stories. Hopefully others will find this useful and prevent these scam artists from destroying more lives.

//Scott Thomas
Beasley Allen

These same people have been calling me and scaring the daylights out of me. I did not know what to think. They told me that I also owned a payday loan amount and that I was being sued for over $5,000. Yes, they are very, very agressive and I agree with you regarding the accent…the name was Johnny Butler, which did not reflect his accent either. How are they able to obtain your information? I told them to send me the information by mail or email if I was being sued…of course I never received anything. They called out my bank name, and where I worked, physical address….it scared me when they said my social. I did not say yes to anything. He told me to call my lawyer and to have my lawyer to call them because they are not talking to me anymore and hung up abruptly. The phone numbers would change and the numbers were based in California and the numbers always came up unpublished. I actually called the number…I am in an eastern time zone and I called at approximately 9am, someone picked up the phone which would have been 6am California time. That also alerted me. They told me they were a part of a law firm called Morgan & Associates which I did not find located in California City, CA where the number is based. They are really rude, but I knew that I did not take out a payday loan….but it still scares you.

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I have had the same thing happen to me twice. I never gave them any information, Yes, i did go to website, but never received any funds. They were rude to me, so I asked to speak to the mgr. Robert Thomas, with a heavy accent indicated he was a lawyer, i asked for his CA Bar Association Number, he would not give it out, then he transferred me to Robert Jones. He immediately hung up on me when I began to question the date and amount of my loan. He state I should wait for the arrest warant. I advised him that if he was the lawyer and he had information on me then he could give me everything about the case. He did not like that, then when I called, they were not accepting calls, go figure.

WE HAVE BEEN HAVING THE SAME PROBLEM HERE IN CALIFORNIA. A PERSON, MALE, OF MIDEASTERN ACCENT. HAS BEEN CALLING FOR OUR 19 YEAR OLD SON. ITS A GOOD THING OUR SON HAS A SENSE OF HUMOR AND KNOWS WHAT SCAMS ARE. THEY TOLD HIM THAT HE HAS A 30 THOUSAND DOLLAR PAY DAY LOAN (WHO GIVES A PAYDAY LOAN OF THAT MAGNITUDE?)
THEY CALLED ONE DAY AFTER OUR SON MADE US AWARE OF THESE CALLS THAT HE HAD BEEN GETTING SO I POSED AS OUR SON. NEVER THE LESS, IF YOU ASK THEM SOME COMMON SENSE QUESTIONS THAT ANY PARENT WOULD, THEY GET TICKED OFF. (LOL)
THEY CALLED AGAIN AND MY HUSBAND TOLD THEM-BETTER OFF, WHY DONT YOU GIVE ME YOUR NAME AND YOUR NUMER SO I CAN RESEARCH WHO YOU ARE? HE RESPONDED THAT HIS NAME WAS MR. SMITH. MY HUSBAND TOLD HIM THAT’S FUNNY, YOU DONT SOUND LIKE A MR. SMITH!!! AND THE CALL ENDED BECAUSE HE HUNG UP. (LOL)
IF NOTHING ELSE DONT LET THESE GUYS STEAL YOUR JOY, JUST LAUGH GIVE THEM COMMON SENSE QUESTIONS AND THEYLL LEAVE YOU ALONE, FOR A WHILE THAT IS BUT THEY WILL CALL BACK AND JUST DO IT ALL OVER AGAIN.
THESE GUYS NEED TO BE STOPPED BECAUSE THEY ARE HITTING HARD WORKING HONEST PEOPLE AND THEY DONT DESERVE ANYTHING BUT A JAIL SENTENCE. BY THE WAY, THEY’VE BEEN USING A MAGIC JACK TO USE US RESIDENT AND CELL NUMBERS. I CALLED A NUMBER BACK THAT THEY USED AND IT WENT TO A VOICE MAIL OF AN AMERICAN, ENGLISH SPEAKING MAN IN TEXAS. JUST TELL THEM THAT YOU KNOW THAT THEY ARE USING UNITED STATES CITIZENS NUMBERS AND THEY ARE BEING TRACKED WITH THE MAGIC JACK THEYRE USING THEY MAY STOP. BEST WISHES!!!!

i had the same thing happen to me today… they called my cell phone and all i could hear on my message was something about a lawsuit and that i needed to contact them immediatly, or they will file further lawsuits… so i called them. i told the guy he was an idiot, because i never recieved a pay day loan, nor did i ever apply for one. i hung up on him and he kept calling back… finally i answered again and he told me if i didn’t recieve any money that he would give me one hundred dollars, i told him no, he said fine i’ll give you 500 dollars to suck his d*** for 5 hrs. who says that to someone who is supposed to be an attorney? i’m not stupid i didn’t give any information… he told he he wanted me to get fired. i asked him “why would you want me to get fired, if i get fired how am i supposed to pay you back for the loan? good question huh?” he hung up on me. who are these people and how do we stop them… this is insane, the need to be stopped!!!!!

I received a call threatening to take me to court for fraud due to a payday loan I had in 2002 he said was not paid. I explained that if I did have that loan 9 years ago I sure would have paid it off. They explained that I had received also a restraining order on my assets. During the conversation I asked them to send me the paperwork before I go anyfurther they stated they would after the first payment was received. So a loan of 200 dollars was now gonna cost me 800 dollars? I did give my personal info til a friend of mind told me they were a scam. I had to call bank and put a stop payment and now have to get a new card. What is our society coming to, it scares me of what the future holds for my grandchildren. Angela OMeara
Greenfield, Indiana

They say in the market report on CBS News that the recent awful jobs report has sent down the rates. What is your take on this? Could a bad economy be good news for the price of borrowing? I would be really thankful if you could explain it for me because I am struggling with debt problems on a daily basis.

Also I believe we should really be informed of the crocked loan sharks that is a problem for people everywhere. The situation is like this because a lot of misfortunate individuals only got access to high interest credit. This is a big problem in Thailand where workers many times are in the grips of gray market loan sharks which many times end with a tragedy. One solution would be to have the big banks to provide loan to these people with the backing of a state bank. Have you some thoughts on that proposal?

Thank you

These guys just called me from california number 1916-304-5606/1866-321-4151 trying the same tactics. Smae middle eastern guy stated his name was harold marshall, dexter cruz when i called back several times to resolve. When i finally got a hold of him and asked which court the suit is filed in and what is tge index number he immediatly changed his tune and said it was a mistake and he will put down in tge system that i never recieved any loan. Smh……